Estimating Costs When Buying a Home in Sacramento

We’re all aware that buying a home requires a pretty sizable cash outlay for the down payment and at least some of the closing costs. There are, however, many more costs involved in buying a home, including earnest money deposit, inspections, appraisals, and moving expenses. A lot of it, of course, depends on the size … Continued

How Much Can You Really Afford To Pay For A House in Sacramento?

Very often, people buy houses without first knowing what they can really afford – often a costly, life-impacting oversight. Qualifying for a $250,00 mortgage doesn’t mean that you can actually afford that much house. How much you can really afford to pay for a house in Sacramento is determined by a lot more than mere … Continued

How To Choose The Right Lender for You in Sacramento

Buying a house is a long-term commitment, often up to 30 years. So the lender you choose definitely must be a good fit – something more like a partner than a mere mortgage-product pusher because the whole thing should be a collaborative process. A good lender will not only qualify you for a loan but … Continued

Documents You Need to Have For Pre-Approval in Sacramento

You’ve decided to buy a house in Sacramento, and you’ve heard that it’s best to get financing pre-approval before you even begin house hunting. That’ good advice for two reasons. First, you will know exactly what price range is within your reach and thus save a lot of time and frustration. And, second, if you’re … Continued

5 Reasons People Can’t Buy a Home in Sacramento

For many people, a home is the largest investment they will make in their lifetime. With the right financial tools, most people can find an affordable home they love and want to live in. Sometimes things don’t work out. Here are five reasons people can’t buy a home in Sacramento. 5 Reasons People Can’t Buy … Continued